A Merkantil Bank 1988-ban az Országos Kereskedelmi és Hitelbank leánybankjaként kezdte meg a működését mint szakosított pénzintézet, tevékenységi köre elsősorban vállalkozásfejlesztés, faktoring és lízing volt.
1992-ben Magyarországon elsőként a Merkantil Bank vezette be a személygépkocsik részletre történő értékesítését, mellyel hamarosan a finanszírozási piac élére tört. 1996-ban a Merkantil Bank Zrt. a legnagyobb hazai pénzintézet, az OTP Bank Nyrt. 100%-os tulajdonába került. Ennek is köszönhetően a Merkantil Bank tovább erősítette piacvezető pozícióját a gépjármű-finanszírozásban, továbbá folyamatosan bővítette a gépjármű-kereskedők és a vásárlók részére ajánlott termékeinek skáláját. A Merkantil Bank stratégiájának fontos eleme, hogy erősítse a szinergiát az OTP Bankkal.
A piaci igények felmérését követően a Merkantil Bank elindította a Flotta és a Termelőeszköz-lízing üzletágait, tevékenységi körének bővítése a gépjármű-finanszírozási piac teljes értékláncának lefedését szolgálja, így a Merkantil Bank Zrt. a hazai gépjármű-finanszírozás folyamatosan meghatározó szereplője.
A Merkantil Bank Zrt. befolyásoló részesedéssel rendelkező tulajdonosának neve: OTP Bank Nyrt. Tulajdoni és szavazati hányad: 100%.
Herr László Kovács
József A. u. 8.
1051 Budapest
Hungary
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